Advancing financial careers since 1987


Toronto Seminar Enrollment/Reschedule Policies

Enrollment Policy

  • We do recommend early registration with a full payment since seminars can be filled well in advance of their starting date. You will receive a confirmation letter before the seminar date unless it is a late registration.

  • All prices are in Canadian dollars. HST of 13% HST will be added to Toronto Seminar registrations. Study materials are included in the seminar tuition. Shipping costs are extra and based on destination and weight. Please contact our registrations department if you have questions.

  • WME and CFP® seminar materials are shipped by courier only
    Please inquire about rates.


  • We accept payments by Visa, Mater Card, American Express, company cheque, or cash. Please make company cheques payable to Foran Financial Institute, Ltd. Payments to be received in full, 15 days prior to the start date of the seminar.

  • There will be a $25.00 charge for NSF cheques. A NSF cheque must be replaced by credit card payment, cash, money order or certified cheque.

  • Official Income Tax Receipts will be sent on the first day of the seminar. Duplicate tax receipts will not be issued.

Withdrawal, Rescheduling, Refund Policy

  • Please note that reschedule and cancellation requests must be received no later than 6 business days before the first day of the seminar. All cancellation requests must be confirmed by email or mail.

  • There will be no refund for the course materials 7 business days after the initial course registration. The student will be allowed to keep the materials. A $50 administration fee will also be deducted from the refund of the course tuition. If less than six business days notice is given, there will be no refund or reschedule.

  • To reschedule a seminar, a request must be received in writing no later than six business days before the start of the seminar. The first reschedule is complimentary. A $50 administration fee will be applied to any rescheduling thereafter. Credit is valid for one year only. If less than six business days notice is given, there will be no reschedule or refunds.

  • If a (1) reschedule is made and a student then wishes to withdraw from the rescheduled class, no refund will be granted, but a credit will be issued, which can be applied to any seminar for one year from the initial seminar date.

  • Cancellation on, or after, the first day of the course will not be refunded any tuition

  • Materials must be returned in their original packaging/condition along with the original receipt, to be accepted for a refund.

  • There will be no refund of courier charges.

  • Processing of refund requires 15 business days.

Seminar Cancellation

  • Every effort will be made to run all the seminars without changing dates and instructors. However Foran Financial Institute reserves the right to cancel courses, change fees, days, hours and instructors without prior notice.

  • There will be a full refund for the classes cancelled by Foran. Foran's liability is limited only to the reimbursement of the tuition fee, less applicable charges.

  • In case of a seminar cancellation, Foran Financial Institute is not responsible for student's travel/accommodation expenses.